Best Buy to Citi credit card balance transfer?
Can I transfer the balance from a relative's Best Buy credit card APR 20. 99% to a new Citi credit card APR 0% for 6 mo. on purchases and balance transfers without having to take a cash advance on the Citi credit card?- Yes. Even if you are not on their account, as long as you have the Company Name, Account Number, Billing Payment Address, and Balance Transfer amount, you can do it. A balance transfer in an incentive to get you to come to their company. 0% for 6 months is not bad. I would look for one that has at least 0% for 12 months that way you have more time to pay it off with out interest. What you need to look at also is the Balance Transfer Fee. Some companies will charge you 3 or 4 % of the amount that you transfer. Example : you do a balance transfer for $3000 with a 3% balance transfer fee that would be a fee of $90 for you to pay. Some times the fee is worth it if your current interest rate is sky high. A cash advance would be taking cash out of an ATM or putting it in your bank account. ALWAYS READ THE FINE PRINT on the back FIRST!
- A balance transfer is essentially a cash advance. Citi needs some incentive to allow you to use their money for free for six months and the balance transfer fee is it. Keep in mind also that if your balance is not paid off in full in six months you could get charged all of the interest that would have accrued during that six month grace period
- I am not sure you can transfer from a relatives account to one of your own you never specified who the Citi account belonged to. You would need to either be an authorized user on the Best Buy account or your relative would need to be a user on the Citi account uming it was yours. As someone else said, make sure you pay off the balance including transfer fee within the 6 mo. timeframe. Also, avoid adding any new charges purchase / other transfers, as Citi may apply payments to the new balance and not the transferred balance, thus subjecting the transfer to interest if not paid off
Knowledge Base
Which campaign is accepting prepaid, largely untraceable, credit card donations?
that's a very sad comment. maybe both. who cares!. i would guess both (credit cards)
How do I pay my USAA mastercard credit card account
banking services 1 - 800 - 531 - 2265 210 - 456 - 8000 in san antonio monday. pay that credit card's web online & save time & postage. 3. pay automatic from your bank a / c. 1. you can pay by check thru mail. 2. pay that credit (prepaid credit card)
Is applying for a credit card online safe?
i do not have time to go to the bank to do it, and was wondering how safe it is online to apply for a credit card? im thinking of applying from one of the banks that i bank with. my computer is all safe and that, how safe is (credit card company)
Knowledge Base: Credit Cards
What student credit cards will approve no credit?
i am a college student, so i was thinking of getting a student credit card. still, having no credit, i was denied by two of them before already. what student cards are there that i can get with no credit? if any of you have, let me know. in this (balance transfer credit cards)
Can you view your credit card statement online for TD visa cards?
anyone who has a td visa credit card - is it possible to view your credit card statement "live" online? meaning you can keep track of what was ordered on your credit card without waiting for your credit card statement at the end of the month. yes, just go to (low interest credit card)
How to compare credit cards to choose the best?
as you problably all ready know i am a begginer when talking about credit cards, but i want to learn. what should i know about credit cards such as aprs and that sorth thing so i can choose the best one for me? thanks y'all. i have 800 scores. you (citi credit card)
How to pay off credit cards enrolled in a debt management program?
i have been in a debt management program with a local credit counseling service for about 8 months. my parents have offered to co - sign a loan so i can pay off the cards. the loan with the bank is a lower interest rate than the cards and will (best credit cards)
Instant approval credit card application needs review?
i applied for a citi forward student credit card this afternoon and the instant credit card application said that my application was received and needs further review. is "further review" another way of saying denied. i have fair credit and have only one other credit card discover. what do you (credit cards)
Knowledge Base: Citi Credit Card
Best Buy to Citi credit card balance transfer?
can i transfer the balance from a relative's best buy credit card apr 20. 99% to a new citi credit card apr 0% for 6 mo. on purchases and balance transfers without having to take a cash advance on the citi credit card?. a balance transfer is essentially a cash (citi credit card)
Problem with Citi Credit Card, deceased cardmember?
my 22 year old brother p ed away, a few days after, my mom called citi to cancel his credit card and the lady she talked to said that citi will write - off the balance approx $950 in which he normally paid off balance monthly. the citi lady just (citi credit card)
How do i get a lower interest rate on my citi credit card?
i have a card with something like 18% interest and a $3000 limit, it does not make sense to use it at all with that interest rate. help?. call them and ask for a lower rate. if they do not give you one, cancel the card and get one from (citi credit card)
Help! I applied for a Citi credit card but was denied one with made up reasons? How can i report this?
in their reasons they say that i have late payments and that my credit score is low. however, i have a service with experian "the" credit agency they used and their credit report did not show that i had a late payments thus citi is lying to me what should (citi credit card)
Can I get cash using my credit card citi bank mastercard from an atm machine in the states?
ok i got credit card from citibank in newyork. i am us citizen. i have never used a credit card. so please understand my trivial questions. 1. continuing from the above question, will my credit card work on any atm machines in the states? as long as the machine says (citi credit card)
