How to compare credit cards to choose the best?
as you problably all ready know i am a begginer when talking about credit cards, but i want to learn. What should i know about credit cards such as APRS and that sorth thing so i can choose the best one for me? Thanks Y'all- Here's a good site to educate yourself about credit cards: federalreserve. gov / Pubs / shop / Make a list of what's most important to you in a credit card. Low interest? High limit? Rewards? If you have no credit history, you will probably have to start with a secured card - - you pay deposit which is held as collateral against the line of credit. Use the card for small purchases and pay in full every month. In about a year, you will have enough good credit history to qualify for a regular credit card or convert the secured card to a regular acount. Until you have established a good credit history and score, you will not get the best rates and reward programs. The most important thing to remember about credit cards is they are not long term financing but short term convenience. do not carry balances
- I have 800 scores. You do not want to pick a card because of low APR's. You want to pick a card that gives you cash back rewards such as 1% cash back. The reason you are not going to care about APR's is because, you too, are going to get 800 scores. By not caring about APR's means that you will pay your credit card bill in full each month. You will never carry a balance - therefore you will never pay interest. This develops top credit worthines = top credit scores. Go to bankrate.com or credit.com and find a card. If you are under 21, expect a hard time find a card - laws are changing. Or if you can not get a regular card try for gas cards and store cards. Last resort - ask your bank for a secured card. Remember: carrying balances not only reduces your credit score - in some cases it can destroy your life since employers check. Pay in full each month - and live a full live without all the drama. /
- The best credit card is the one that you do not have, it has no interest whatsoever, no bill at the end of the month. You are completely free of debt. Don?t allow them to socket to you, because they will. Be free!
- i pick the ones with the lowest rates and no extras like a yearly fee for having it?
- The secret for owning a credit card: Pay all at once when you get your statement. Don't ever pay minimum. Don't ever be late with payments. Don't spend more than you can afford. Don't apply CC with annual fees. It doesn't matter what the APRS, if you pay in full each month. There are CC that gives you 1 - 3% for each dollar you spend. Capital One, Discover, Nordstrom. The longer you keep the card the higher your score will be
Knowledge Base
Is interest paid on credit cards, bank loans etc. an allowed deduction on Fed Income Tax return?
only interest on home loans, student loans, and interest accrued in the production of income - margin accounts, etc. are deductible, unless you are self employed. only in our dreams dear, only in our dreams. only interest on home loans, student loans, and interest accrued in the production of income (visa credit card application)
Prepaid Credit Card Online?
i need to buy a prepaid credit card online because i need to buy rock band songs off of the psn. i only have paypal to spend. have you considered applying for the paypal debit card. i use it to do all of my online purchases and it directy debits (student credit cards)
Im from philippines, where i can apply credit card without any documents needed?
im from philippines, where i can apply credit card without any documents needed? i only earn php 110, 000. 00 annual salary. and have no phone landlines. thanks. you do not need documents for a credit card. name, address, workplace, income per year. that usually does it. most banks will (best credit cards)
Knowledge Base: Credit Cards
Does anyone have an American Eagle Visa credit card?
if you do, would you happen to know the limit on the ae visa credit card? i know the ae store card is only $800 so i am just wondering if the visa card is going to be the same. no. depends on ur credit. no, i am not 14. (low interest credit card)
What is the best Low Interest credit card?
hey, i have got a credit score of low 700's and i need a new card with low interest because i am going to be making a purchase of about $2, 600. i have got the money to make the payments. i'd like it to be fixed and and 0% (instant credit card)
credit cards?
i am planning on getting my first credit card this summer and was wondering on what is the best one to get and why? what should i look for in looking for one?. i like discover because you get cash back. you can also look into chase cards that have (credit card apr)
What are some of the best credit cards for someone to start a credit history?
this person is a student and will graduate soon and wants a card so he can establish credit. any ideas on a good one for someone who has never had credit?. start with a gas card. american express blue for students. i started with cap 1 but my girlfriend started (best credit cards)
Credit Cards?
i am trying to get a student credit card, however, i have no credit at all. are there any cards that are for students, that you do not have to have any credit to get them?. this should help. these are all cards for students. creditcards.com / college - students.php. (visa credit card)
Knowledge Base: Best Credit Cards
what is the best way to pay on your credit cards to build credit?
if i had a credit card with a 500 credit limit and charged $140 is it best to pay the minimun payment on time untill the $140 charge is paid in full. or pay the whole $140 before the due date using bill pay or on the due date ? (best credit cards)
What are some of the best credit cards for someone to start a credit history?
this person is a student and will graduate soon and wants a card so he can establish credit. any ideas on a good one for someone who has never had credit?. start with a gas card. american express blue for students. i started with cap 1 but my girlfriend started (best credit cards)
Best way to pay off credit cards to improve credit score?
as a college student, i have racked up some credit card debt. i have never missed a payment, and have always paid at least $5 - 10 over the minimum amount. my grandfather recently p ed away and he left me quite a large sum of money. what would be (best credit cards)
Can anyone share their opinions on which prepaid credit cards are best to purchase?
i am trying to avoid the bank's overdraft scams and i think the only way to get a handle on my finances is to go with the prepaid cards. i know that any fees connected to a prepaid credit / debit card is way better than the high bank fees, (best credit cards)
What is the "best" way to pay 2 credit cards at the same time?
i have 2 credit cards with balances around 50% of my total limit. they both charge the same interest rate. i don?t have money to pay both cards in full at once so i was wondering how i should divide my money in order to pay them in a 3 (best credit cards)
